Savings Accounts

Statement Savings Account

No quarterly maintenance fee if qualifying balance is maintained
Interest bearing – paid quarterly (Please see Rates.)
Free Debit Card-Upon approval
Free unlimited 24/7 Online and Mobile Banking
Fees are waived for minors (18 years and under) and for seniors (50 years and over)
Can be part of combined monthly statement to include customer's Checking, Savings, Certificates of Deposit and Loan Accounts

Health Savings Account

No quarterly maintenance fee if qualifying balance is maintained
Interest bearing – paid quarterly (Please see Rates.)
Free Debit Card
Free unlimited 24/7 Online Banking

Christmas Club Account

No maintenance fees
Interest bearing – paid annually (Please see Rates.)
Free unlimited 24/7 Online Banking
No withdrawals permitted before maturity

Certificates of Deposit

Terms range from 31 days to 60 months
Minimum balance requirement
Competitive interest rates (Please see Rates.)
Interest can be paid one of the following ways: compounded, transferred to another account or paid directly to you by check
An early withdrawal penalty may be imposed for withdrawals before maturity
Can be part of combined monthly statement to include customer's Checking, Savings, Certificates of Deposit and Loan Accounts

IRAs

18 month Certificate
Interest paid semi-annually (Please see Rates.)