RATES

DEPOSIT INTEREST RATES AND ANNUAL PERCENTAGE YIELDS AS OF 11/1/2024

Deposit Accounts (Variable Rate Accounts)
  Rate APY
Regular Savings ($25.00 minimum) 0.05% 0.05%
NOW Accounts ($1,000.00 minimum) 0.05% 0.05%
Super NOW Accounts    
$1,000.00-2,499.99 0.05% 0.05%
$2,500.00 and up 0.10% 0.10%
Money Market Savers Account    
$1,000.00-2,499.99 0.05% 0.05%
$2,500.00 and up 0.10% 0.10%

 

*Specials* CD's (Fixed Rate Accounts)
  Rate APY
None at this time.    
     

 

Certificates of Deposit (Fixed Rate Accounts)
  Rate APY
31 Day or less ($1,000.00 minimum) 0.10% 0.10%
90 Day or less ($1,000.00 minimum) 0.15% 0.15%
182 Day ($1,000.00 minimum) 0.20% 0.20%
12 Month ($1,000.00 minimum) 0.35% 0.35%
18 Month ($1,000.00 minimum) 0.40% 0.40%
24 Month ($1,000.00 minimum) 0.45% 0.45%
30 Month ($1,000.00 minimum) 0.55% 0.55%
36 Month ($2,500.00 minimum) 0.60% 0.60%
48 Month ($2,500.00 minimum) 0.70% 0.70%
60 Month ($2,500.00 minimum) 0.80% 0.80%
IRA 18 Month Certificate ($200.00 minimum) 0.45% 0.45%
     
Christmas Club 2025 ($2.00 minimum) 0.35% 0.35%
***All Interest is calculated on the daily balance method.*** 
Variable rate accounts – the interest rates and annual percentage yields may change at any time. 
Variable rate accounts – fees may reduce the Annual Percentage Yield Earned. 
Certificates of Deposit – a penalty may be imposed for early withdrawal. 
Christmas Clubs – no withdrawals permitted before maturity.