FDIC-Insured - Backed by the full faith and credit of the U.S. Government

RATES

DEPOSIT INTEREST RATES AND ANNUAL PERCENTAGE YIELDS AS OF 11/5/2025

Deposit Accounts (Variable Rate Accounts)
	Rate	APY
Regular Savings ($25.00 minimum)	0.05%	0.05%
NOW Accounts ($1,000.00 minimum)	0.05%	0.05%
Super NOW Accounts
$1,000.00-2,499.99	0.05%	0.05%
$2,500.00 and up	0.10%	0.10%
Money Market Savers Account
$1,000.00-2,499.99	0.05%	0.05%
$2,500.00 and up	0.10%	0.10%

Specials CD's (Fixed Rate Accounts)
	Rate	APY
None at this time.

Certificates of Deposit (Fixed Rate Accounts)
	Rate	APY
31 Day or less ($1,000.00 minimum)	0.10%	0.10%
90 Day or less ($1,000.00 minimum)	0.15%	0.15%
182 Day ($1,000.00 minimum)	0.20%	0.20%
12 Month ($1,000.00 minimum)	0.35%	0.35%
18 Month ($1,000.00 minimum)	0.40%	0.40%
24 Month ($1,000.00 minimum)	0.45%	0.45%
30 Month ($1,000.00 minimum)	0.55%	0.55%
36 Month ($2,500.00 minimum)	0.60%	0.60%
48 Month ($2,500.00 minimum)	0.70%	0.70%
60 Month ($2,500.00 minimum)	0.80%	0.80%
IRA 18 Month Certificate ($200.00 minimum)	0.45%	0.45%

Christmas Club 2026 ($2.00 minimum)

0.35%

***All Interest is calculated on the daily balance method.***

Variable rate accounts – the interest rates and annual percentage yields may change at any time.

Variable rate accounts – fees may reduce the Annual Percentage Yield Earned.

Certificates of Deposit – a penalty may be imposed for early withdrawal.

Christmas Clubs – no withdrawals permitted before maturity.