LOAN SERVICES

1st Community Bank is a locally owned and managed community bank. Our personalized customer service separates us from the competition. Being locally owned and managed means fast turnaround time on your loan requests, as the decision will be made by someone who knows you and your unique situation.

Agricultural Services

Your Ag Finance Professionals at 1st Community Bank offer a competitive package for all your farm financing needs:

  • Credit Lines for operating and livestock
  • Term loans for livestock and new and used farm machinery
  • Mortgages for land purchases and land refinances

Contact Us to speak with one of our agriculture lenders to help you with your farm financing needs.

Commercial Services

We provide financial services for a broad range of businesses. We get to know you and your business and pride ourselves in understanding your banking needs.

  • Business Loans/Lines of Credit
  • Real Estate Loans
  • Equipment Loans

Contact Us to speak with one of our commercial lenders to help you with your business needs.

Consumer Services

1st Community Bank takes pride in offering essential consumer financing products and services to our customers. We make all types of personal loans including the following:

  • New and Used Vehicle Loans
  • Personal Loans
  • Home Equity Loans
  • Overdraft Loan Protection

To apply for a Personal Loan or Home Equity Loan, please Contact Us.

Mortgage Services

Mortgage Loans

1st Community Bank has an experienced and knowledgeable staff of real estate lenders who can help make the purchase or refinance of your home easy and understandable. Repayment plans are very flexible balloon mortgages with amortization periods up to 30 years.

To apply for a Mortgage Loan, please Contact Us.